Terms of Use

Effective date: November 12, 2026

These terms apply to homesteadquotes.com and to any form run by Homestead Quotes, a service of DeleBook LLC ("Homestead Quotes," "we," "us"). By using the site or sending a request, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.

1. What we do

Homestead Quotes connects people who ask for a home or auto insurance quote with a licensed insurance agent at an independent agency. Using our service is free for you. The agency pays us a fee for the introduction.

2. What we are not

We are not an insurance company, agency, broker, or agent. We are not licensed to sell insurance. We do not issue quotes or policies, recommend coverage, or give insurance, legal, or financial advice. Any quote, coverage, or policy comes from the agency and the insurance companies it works with, and is subject to their terms and approval.

3. No guarantees

We do not promise that you will receive a quote, that a quote will be lower than what you pay now, or that you will qualify for coverage. Prices and coverage depend on your details and on each insurance company's rules. You are never required to buy anything.

4. Who can use the service

You must be at least 18 years old and live in the United States. You agree to give accurate information, and to submit only your own name, phone number, and email address. Do not send a request for someone else without their permission.

5. Permission to contact you

When you send a request, you are asked to give written consent to be contacted by phone, text, and email. That consent is part of these terms. You can withdraw it at any time by replying STOP to a text, telling the caller, or emailing support@delebook.com. Message and data rates may apply.

6. Information on this site

The articles, figures, and explanations on this site are general education only. Statistics come from third-party sources named on the site and may change or become outdated. Your own policy, deductible, and coverage may differ. Read your policy or ask a licensed agent before making a decision.

7. The agency is independent

The agency and its agents are independent of Homestead Quotes. They are not our employees or representatives. We are not responsible for their advice, quotes, products, services, or conduct. Any agreement you make for insurance is between you and them.

8. Acceptable use

You agree not to send false or fraudulent requests, use automated tools to submit forms or copy the site, interfere with the site's operation, or use the site for any unlawful purpose.

9. Our content

The Homestead Quotes name, logo, text, and design belong to DeleBook LLC. You may view and share pages for personal, non-commercial use. You may not copy or reuse them for business purposes without written permission.

10. Disclaimer

The site and service are provided "as is" and "as available," without warranties of any kind, whether express or implied, to the fullest extent the law allows.

11. Limit of liability

To the fullest extent the law allows, Homestead Quotes and DeleBook LLC are not liable for indirect, incidental, special, or consequential damages arising from your use of the site or service, or from your dealings with any agency or insurance company. Our total liability for any claim is limited to one hundred US dollars. Some states do not allow these limits, so they may not apply to you.

12. Governing law

These terms are governed by the laws of the State of North Dakota, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in North Dakota, unless the law where you live requires otherwise.

13. Changes

We may update these terms. When we do, we post the new version on this page and change the effective date. Continued use of the site after a change means you accept the updated terms.

14. Contact us